Different Coverages we offer

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Life Insurance is a contract between a policyholder and an insurance company or an independent agent. This contract signed between both parties guarantees that the insurer will pay a certain amount of money to a designated beneficiary upon the policyholder’s death.

People buy life insurance policies for a slew of reasons. But, policyholders generally have the same broad goal in mind: ensuring their death doesn’t create an undue burden for those left behind. 

Some benefits of having Life Insurance are:

- Settling Final Expenses (Funeral Expenses and Related Costs)

- Paying Off Major Debts

- Covering Expenses Indirectly Attributable to the Policyholder’s Death

- Providing for Expected Future Secondary and College Education Expenses

- Maintaining Survivors’ Standard of Living

- Protecting Business Interests That Will Outlive You

- Tapping Your Policy’s Cash Value During Your Lifetime

Genesis Benefit Solutions provides group insurance for Life Insurance options for businesses, as well as strategic Individual Life Insurance planning for long term goals. Types of Life Insurance we offer include: Term Life, Whole Life, Universal Life, Variable Life, Burial Insurance, Group Life policies.

Dental insurance covers issues related to the teeth and gums, as well as preventative care such as annual cleanings, minor oral health fixes, or big-dollar dental claims for crowns and bridges. 

Preventive benefits ensure that problems are found early. Regular dental exams and cleanings are critical to identify issues before they require major, costly procedures. 

Genesis Benefit Solutions provides group insurance for Dental Insurance options such as, PPO, DHMO, and Voluntary Plans,  for businesses and individuals.

Protection of life’s “what-if’s. Disability insurance is also referred to as income-replacement insurance. Disability Insurance replaces (a portion of) your income in the event that you are no longer able to work. 

Disability insurance ensures a stream of income remains intact so you can keep paying those critical bills. So, is disability insurance a good idea? Absolutely.

Genesis Benefit Solutions provides Disability Insurance options such as Group and Voluntary Plans for small to midsize businesses.

Retirement planning is the process of saving and investing money before retirement in order to ensure a source of income after retirement. Most often this is done using financial vehicles designed specifically for this purpose, such as an IRA or 401(k). 

Retirement planning is important because it can help you avoid running out of money in retirement. Your plan can help you calculate the rate of return you need on your investments, how much risk you should take, and how much income you can safely withdraw from your portfolio.